"The Central Government Health Scheme (CGHS) was started under the Indian Ministry of Health and Family Welfare in 1954 with the objective of providing comprehensive medical care facilities to Central Government employees, pensioners and their dependents residing in CGHS covered cities. This health scheme is now in operation with cities such as Bhubaneswar, Bhopal, Chandigarh, and Bangalore. The dispensary is the backbone of the Scheme. Instructions on these various matters have been issued from, time to time for the guidance of specialists and medical Officers. The Central Government Health Scheme offers health services through Allopathic and Homeopathic systems as well as through traditional Indian forms of medicine such as Ayurveda, Unani, Naturopahy ,Yoga and Siddha. Every year more than 6 crore Indians are pushed into poverty because of catastrophic out of pocket medical expenses.  AB PM-JAY was launched on 23 September, 2018 at Ranchi, Jharkhand . The scheme envisions to alleviate the condition of 50 crore poor and vulnerable Indians.